Savings & Investing
Retirement
Protection
Independent advice for people building a life across borders. Grow wealth, protect your family, and stop overpaying for poor financial products.
independent financial consultant For OFWs, expats & internationals
Financial Freedom
Starts Here
Based in DUBAI
Advising clients across Europe,
Asia and the Gulf.
My priority is protection — that your family is provided for, whatever happens while you're abroad.
About
I predominantly work with expatriates from around the world, with a particular focus on OFWs working overseas.

I also work with Spanish and other European clients and, through my partnership with James Wright, support British expatriates and other international clients.

Beyond protection, I help clients understand how much they need for retirement and put structured savings and investment plans in place to help them reach their goals. I also advise clients on making better use of cash savings and building a broader financial plan.
English · Tagalog · Spanish
languages
Take A Quiz
Are you an expat struggling to find the right investments locally?
Are you willing to trust a company or advisor with your investment decisions?
Do you have a long-term investment plan?
Do you currently have some underperforming investments you want me to optimize?
What do you consider a good, but still realistic, investment return?
Which of the below best describes what you want to achieve by investing money? What is your financial goal?
*Select one or more options
What is your age range?
How much do you want to invest in USD terms?
What types of investments do you want?
*Select one or more options
Thank You For Completing The Quiz!
Identifying your investment goals will help me create a tailored investment plan, that works for you!

Contact Me

kristellandicho@neba5ac.com
kristellandicho@5-ac.com
Feel free to follow me on social media!

Contact Me

kristellandicho@neba5ac.com
kristellandicho@5-ac.com
Feel free to follow me on social media!